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We Can Answer Your Insurance Questions

What steps should I take after a car accident?

We understand that vehicle collisions are disorienting and the scene may be chaotic. First and foremost, call an ambulance if you or anyone else has been seriously hurt. If possible, try to move your vehicle out of the road, then call the police and answer their questions for the accident report. Do not admit fault or make accusations toward other drivers; rather, discuss the facts of what happened. Gather names and insurance information from other people involved in the accident and try to gather names and phone numbers from anyone who witnessed the accident.

Should I notify my insurance company that I’ve been in an accident?

You have a legal obligation to alert your insurance company and comply with its investigation. However, it is wise to speak with a lawyer before giving any statement to your insurer, especially any statement about who was at fault. An experienced personal injury lawyer can help you protect your rights and communicate with the insurance company on your behalf.

If I am involved in an accident with multiple drivers, whose insurance company will pay for my medical bills and car repairs?

This depends on the details of each driver’s insurance policy and the facts of the accident. Typically, the at-fault driver’s insurance company would be responsible for these costs, but insurers often dispute liability in order to avoid paying out claims. For this reason, it is absolutely essential to enlist the help of a knowledgeable attorney who can ensure that you get the compensation you need.

What should I do if another driver’s insurance company contacts me?

You are not obligated to speak to another driver’s insurer — in fact, doing so could hurt your claim. Direct any inquiries to your lawyer, who has the experience to deal with insurance adjusters.

What if the other driver doesn’t have insurance?

If you have uninsured/underinsured motorist coverage under your own policy, you may be able to collect damages for your medical bills and property damage. If you do not have such coverage, you may be able to sue the driver, but it is unlikely that he or she will have the assets to cover your damages.

More Questions? Contact Our Accident Insurance Lawyers.

We understand that the aftermath of a motor vehicle accident is full of uncertainty. The decisions you make during this time can have a lasting impact on any injury claim and even affect your ability to pay your medical bills or support your family while you recover from an injury. We are here to help you make the right decisions in order to preserve your rights and pursue full and fair compensation for your losses.

If you don’t see your question answered here, call us to discuss your case at 800-539-0652. We offer a free initial consultation, and we collect attorney fees only if we recover compensation for you. You can also email the firm if that is more convenient.

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